BUY A HOME
FINDING AND BUYING THE RIGHT HOME IS A HIGHLY PERSONALIZED PROCESS, AND IT ALL BEGINS BY IDENTIFYING YOUR NEEDS.
-
The values, interests and priorities you want this move to support
-
The features you are looking for in a home
-
How a neighborhood can best match your needs and lifestyle
-
How the homefinding process will need to be tailored to fit your plans
-
The support you expect to receive from your Realtor®
LOOK AHEAD TO THE HOMEFINDING PROCESS
The following questions will help identify how finding and buying a home can be an enjoyable experience for you.
-
What is your timeframe?
-
Who will be included in the homefinding and buying decisions?
-
Thinking of previous homefinding experiences, what were the most positive features of those experiences?
-
Were there any unpleasant features of your previous homefinding experiences that you hope to avoid this time?
-
What are your expectations of me as your Realtor®?
-
What specific services and support do you expect?
DEFINING YOUR IDEAL HOME
The property you buy will be much more than a house; it will be your home. The following questions will help us find your ideal home:
-
How many people will be living in your household?
-
What would you consider a comfortable commute?
-
What are the most important activities for the members of your household?
-
What is something you disliked about the house or area where you lived previously?
-
What are one or more features you liked most about homes you’ve lived in previously?
-
What are the “must have” features of your ideal home and neighborhood?
HOMEFINDING PROCESS
Finding a house typically includes many of the following elements. Your Realtor® will be your resource and guide every step of the way.
YOUR SINGLE SOURCE FOR PROPERTY INFORMATION
As your Realtor® I have access to virtually every property for sale in this market, and I will show you the homes that best match your requirements including:
-
All homes marketed by our network members
-
All properties listed by other brokers through the Multiple Listing Services (MLS)
-
Properties not yet on the open market
-
Many properties offered by “For Sale by Owner”
-
Properties advertised in newspapers or buyers’ guides
-
Properties advertised on the Internet
-
Open houses
-
Properties displaying “For Sale” signs
HOW TO LOOK AT HOMES
Discovering the right home should be an exciting event. As your Realtor®, I'm committed to making your home search as stress-free as possible.
-
Identifying up-front what is affordable
-
They will select only those properties that most closely meet your unique needs and interests
-
They will schedule time to look at homes and neighborhoods
-
You can use the Homefinding Worksheets your Realtor® give you to evaluate each property
-
To help your Realtor® find the right home for you, they will ask you to share your thoughts about each property you see – the positives and negatives
-
Your Realtor® will continue to assess your needs and buying criteria
SUBMITTING AN OFFER
Once you have found the right property, the next step is to make the offer to the seller.
-
Determine the price you want to offer
-
Decide on financing
-
Decide on other issues that are important to you such as:
-
Items of personal property you want included
-
Home Service Plan, inspections, repairs, lien search, etc.
-
Closing date and possession
-
-
I will present your offer and negotiate with the seller through their sales professional for your best interests
-
Once you have reached an agreement with the seller, you will have a firm contract to purchase the home
IMPORTANT WAYS TO PROTECT YOUR INTERESTS
There are several ways to help support a trouble-free home purchase:
-
A written property disclosure statement from the seller will reveal any problems with the house and the surrounding area that you need to know about
-
Professional inspections can reveal structural, roof, termite and other problems with the property that the seller will need to remedy
-
A home service plan can give you peace of mind by providing repair-or-replace coverage of major home operating systems and appliances
-
A preliminary title report informs you of any problems with the property’s title and a policy of title insurance protects your rights to the property
-
A walk-through before closing will allow you to make sure all required work has been taken care of and that the property is ready to become yours
COMPLETING YOUR HOME PURCHASE
-
It can take 15-90 days to complete all the steps involved in a home sale, depending on the complexity of the transactions. Your Realtor® will work closely with everyone involved in the transaction to help ensure that it moves ahead as smoothly as possible.
-
Explain to you in detail all the steps that will occur and answer your questions
-
Work with the seller’s broker to see that they fulfill their responsibilities under the contract
-
Stay in touch with the settlement officer, title officer, lender and others to help coordinate their activities and to help keep the transaction moving forward
-
Communicate with you on a regular basis so that you can stay informed and as worry-free as possible
-